1
Create your account
Register using your full name, email address, phone number and password, then log in to your personal ZimbaWallet dashboard.
Before you invest
How ZimbaWallet Works
Understand the full journey — from creating an account and funding it, to choosing a plan, tracking your investment and requesting a withdrawal.
Simple process
From registration to investment
Follow these steps so you know what happens at each stage.
2
Fund your account
Open Deposit Money, enter the amount and choose MTN Mobile Money, Airtel Money or Card Payments. Mobile Money customers approve the prompt on their phone, while card customers continue to a secure card payment page. These deposits become available only after successful payment confirmation. Personal Binance Pay deposits remain manually verified.
3
Wait for confirmation
Your available balance changes only after the payment has been verified or approved. A submitted payment is not treated as available money before confirmation.
4
Choose an investment plan
Compare the minimum amount, plan period and displayed reward percentage, then choose the plan that fits the amount you want to allocate.
5
Track it on your dashboard
Your dashboard shows your available balance, amount invested, plan maturity date, transactions and the progress of your selected plan.
6
Withdraw available funds
Use Withdraw Money to submit a request from an eligible balance. Choose Mobile Money, Bank Account or Binance Pay as your destination and enter the required receiving details. Approved withdrawals may take up to 48 hours to process.
Current plans
Know the plan terms before choosing
LV1 — Starter Plan
10%
MinimumUGX 20,000
Period15 days
See Plan Details
LV2 — Starter Plan
10%
MinimumUGX 30,000
Period15 days
See Plan Details
LV3 — Starter Plan
10%
MinimumUGX 50,000
Period15 days
See Plan Details
LV4 — Starter Plan
10%
MinimumUGX 75,000
Period15 days
See Plan Details
LV5 — Starter Plan
10%
MinimumUGX 100,000
Period15 days
See Plan Details
LV6 — Starter Plan
10%
MinimumUGX 150,000
Period15 days
See Plan Details
LV7 — Growth Plan
11%
MinimumUGX 200,000
Period15 days
See Plan Details
LV8 — Growth Plan
11%
MinimumUGX 300,000
Period15 days
See Plan Details
LV9 — Growth Plan
11%
MinimumUGX 500,000
Period15 days
See Plan Details
LV10 — Growth Plan
11%
MinimumUGX 750,000
Period15 days
See Plan Details
LV11 — Growth Plan
11%
MinimumUGX 1,000,000
Period15 days
See Plan Details
LV12 — Growth Plan
11%
MinimumUGX 1,500,000
Period15 days
See Plan Details
LV13 — Advanced Plan
12%
MinimumUGX 2,000,000
Period15 days
See Plan Details
LV14 — Advanced Plan
12%
MinimumUGX 3,000,000
Period15 days
See Plan Details
LV15 — Advanced Plan
12%
MinimumUGX 5,000,000
Period15 days
See Plan Details
LV16 — Advanced Plan
12%
MinimumUGX 7,500,000
Period15 days
See Plan Details
LV17 — Advanced Plan
12%
MinimumUGX 10,000,000
Period15 days
See Plan Details
LV18 — Advanced Plan
12%
MinimumUGX 15,000,000
Period15 days
See Plan Details
LV19 — Elite Plan
13%
MinimumUGX 20,000,000
Period15 days
See Plan Details
LV20 — Elite Plan
13%
MinimumUGX 25,000,000
Period15 days
See Plan Details
LV21 — Elite Plan
13%
MinimumUGX 30,000,000
Period15 days
See Plan Details
LV22 — Elite Plan
13%
MinimumUGX 35,000,000
Period15 days
See Plan Details
LV23 — Elite Plan
13%
MinimumUGX 40,000,000
Period15 days
See Plan Details
LV24 — Elite Plan
13%
MinimumUGX 50,000,000
Period15 days
See Plan Details
How referrals work
Direct referral: You invite someone using your unique referral link. The referral reward becomes eligible only after that person creates a qualifying investment.
Your referrals’ referrals: If a person you invited later invites another person, the second-level referral reward becomes eligible after that new person creates a qualifying investment.
Registration or depositing by itself does not create a referral reward. The referred person must invest first.
Before you continue
- Check the minimum amount and duration of the plan you want.
- Confirm that your payment has been verified before investing from the balance.
- Keep your login and payment credentials private.
- Review your transaction history and maturity date from the dashboard.
Withdrawal rules
Know when each balance becomes eligible
A
Available wallet balance
Approved cash balance that is not currently allocated to an investment can be requested for withdrawal, subject to pending requests and verification.
B
Referral rewards
Referral rewards become eligible only after the qualifying referred user creates an investment. Once qualified, they can be requested at any time.
48h
Processing target
Approved withdrawals are sent to the destination details provided and may take up to 48 hours to process after review. Bank and Binance payouts are manually verified before they are marked paid.
Important: Plan returns are estimates and are subject to verification, applicable terms and maturity rules. A displayed balance is not withdrawable until it is shown as available for withdrawal.
Ready to continue?
View Investment Plans
